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bizmom99
Joined: 10 Aug 2006
Posts: 3
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 Posted: March 5, 2007, 11:52 am Post subject: Savings Account |
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yep, savings account! before spending for those sale and discounts there should be an amount separated for your savings. from the career workshop i've been to, one of the trainers said that, "even if you are earning so much and yet you don't have savings, you are not rich. but, if you are earning just enough and have savings, you should consider yourself Rich!".
well, i was surprised and i agreed on what he said. savings is a necessity specially on unexpected occassions like accidents.
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Anita
Leader of this Crazy Bunch!
Joined: 24 Feb 2004
Posts: 7392
Location: Mifflintown, PA
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| Posted: March 5, 2007, 5:09 pm Post subject: |
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| Quote: | | savings is a necessity specially on unexpected occassions like accidents. |
You and the trainer are so very right! I wish we still had our savings account that we had BK (before kids) but it's all gone. I / we are horrible at doing keeping money like that. If it's there, we spend it  We need to have more willpower!
Take care,
Anita 
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Bev
Blogging Expert
Joined: 03 Mar 2004
Posts: 2286
Location: Blairsville PA
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| Posted: March 6, 2007, 12:43 am Post subject: |
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I used to be terrible about not having a savings account too.... but now, I have one of those ING online accounts and I have money taken right out of my checking account twice a month. We usually end up with some sort of emergency and end up spending it every couple months, but at least it's there!
I try to take $100 out, twice a month, so we have $200 growing a month. But like I said, it never fails that I have to transfer that money into my checking account for one reason or another several times a year and it ends up being $0 again
I keep saying I'm going to let it build to $1000 before I take anything out of it, then pretend like that $1000 isn't there except for a REAL emergency... but the emergencies always seem pretty real.... like paying for fuel for the house in the winter, or a car breaking down, or the waterbed exploding and needing to buy a new bed! lol!
Bev
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rebekahk
Joined: 13 Mar 2007
Posts: 329
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BusyMomma
Coach Val
Joined: 18 Sep 2004
Posts: 3188
Location: Washington
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| Posted: April 16, 2007, 8:14 am Post subject: |
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Rebekah, do you have a link? That sounds like something I'd like to add.
I have my sales tax saving account that I add more into each month. Plus hubby and I have started a small account. But it's so hard. We've never had the money to go and travel and now that we can, it's hard to put it into a savings account instead.  Stupid responsibilities?
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rebekahk
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BusyMomma
Coach Val
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rebekahk
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